The whole process begins with your Certified Divorce Financial Analyst.  Think of your CDFA as your financial professional who helps you resolve the issues you’re facing … ones that’ll impact the rest of your lives.  

Have you thought about …

How will we divide our assets? 

What’s personal and what’s community property? 

How will we  know what it’s worth?

How do we split the house? 

What’s the best option for us?

Do you know the value of your pension … and what you can and can’t do with your retirement assets?

Are you entitled to spousal support?  

How much will child support be?

And what about the tax implications of all this?

Your CDFA can answer these questions and more.  But that’s not all. 

– Mercedes Barker, Your-Divorce CDFA

Your CDFA is also your sounding board, your divorce coach, and co-strategist who’s with you consistently throughout your divorce.

Your CDFA can function as a neutral party working with both of you.  If that’s not possible, your CDFA can act solely as your advocate.

We’ll help and guide you to:

  • Get your financials organized
  • Make sure you fully understand what you have, so you make sound decisions
  • Prepare you for your attorney, so you save time and money. It makes a big difference to meet with your attorney for the first time with all your financials organized, with the understanding of what you have … and what you WANT.
  • Put together your proposals for a divorce settlement to share with spouse and/or your attorney
  • Craft your divorce settlement once the terms have been agreed to.
  • Ensure that if real estate and mortgage lending is part of your divorce settlement, the attorney drafting your settlement understands what financial institutions require, so you don’t run into problems after it’s all been signed, sealed and delivered.

But don’t think of your CDFA as only working on the financial side of your divorce.  Our experts also help you to:

  • Communicate with your spouse if that’s an issue … especially if your spouse is a high-conflict personality
  • Create strong boundaries, keeping you focused on the process and outcome you desire, so you don’t get triggered and sidetracked
  • Develop a complete plan of action
  • Bring in other professionals when needed

Your CDFA stays with you throughout the entire process … even post-divorce … to ensure your settlement is executed and all loose ends have been properly dealt with.

– Mercedes Barker, Your-Divorce CDFA